Sorry I'll be on my soapbox for a moment... BEWARE RANT COMING!
1. Never, ever, ever, EVER let your parents get a reverse mortgage... NEVER EVER. And don't you do it either! PLEASE!!!!
There are things they don't tell you. Sounds like a great deal - stay in your house and we'll pay you back the equity on your home in monthly installments.... nice. The problem 1: You no longer own your home so unless you've got other retirement you've got nothing to sell and live in say Assisted Living with. Nursing and Assisted Living homes are CRAZY expensive. The problem 2: The reverse mortgage really expects you to die before the loan ends, sad but true. Just like a regular mortgage you can take this thing out for X number of years. If you live longer and want to 'extend' the mortgage why you can do that but you now begin to accrue interest due on the loan AND you become upside down.... needless to say my mother is now not only homeless but will probably have to declare bankruptcy because of this reverse mortgage process.... so please DO NOT DO IT... DO NOT LET YOUR PARENTS DO IT! Just take out a conventional loan if you need the money that badly.
2. It has been raining and snowing here in Colorado and is FINALLY drying out this week. I thought I'd been transported to someplace else. It was crazy! But now the sun has come back for 3 days and it's been in the 70's and even 80 on Saturday so I've got everything blooming in my garden. It is an explosion of flowers. If you follow me on Instagram you've seen some of my garden. Check it out @Vicdenni on Instagram.
BUT I've FINALLY gotten the porch together and the house flipped around. If you have been here before you know that I flip my living/dining room around in the summer. Now my dining room is in the living area and vice versa.
I think it makes my new living area very cozy.
So welcome to my 'summer' home!
Now to the back deck! I am so happy this has been set up!
This is the lamp and side table I got at the At Home Store. The lamp was $10.00 and the table was $30! The tile coasters I did myself. An easy project to do here
The sun won't set until well after 9pm during the summer here and sometimes it can still be dusk at 10pm! If you want to find me, I'll be on my back deck soaking it all in and being amazed at nature's beauty.
I'll be back next week sharing my garden...have a happy and safe Memorial Day weekend. Let's take some time this weekend to reflect on those who have lost their lives protecting our freedom. Let's also take a moment to thank those still with us that have or are serving. Bless them they are the true hero's.
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